Savings accounts
Reach your savings goals faster with a high interest savings account.
We have savings accounts for lump-sum savers, regular savers or those who want to earn extra interest1. It's easy to open a savings account online.
Did you know?
TotalMoney1 is a great budgeting tool. You can create up to 10 different accounts and name them according to their purpose, like 'monthly bills', 'holiday fund', 'kids education', or 'rainy day savings'. By pooling the combined balances of the accounts, you could potentially earn a higher interest rate.
TotalMoney
award winning Group all your transaction and savings account balances together and earn interest on the combined total.
- 10 accounts for $10 (service & facility fees apply)
- Unlimited transactions
- Free text and email alerts
Achiever Savings
- Good for irregular or lump-sum saving
- Higher base interest on larger balances
- No charge for the first withdrawal each month1 (service fees apply)
Rapid Save
award winning Earn bonus interest for regular monthly savings and less than one withdrawal a month.
- Good for reaching savings goals faster
- Base interest calculated daily
- No charge for the first withdrawal each1 (service fees apply)
Personal OnCall
Earn competitive interest on your savings, plus access funds at any time without affecting your interest.
- Competitive interest on every dollar in your account
- Easy access to your money whenever you want it
- No charges when you withdraw money out of your account via funds transfer or one off payment using internet or phone banking2 (service fees may apply)
Did you know?
If you’re earning an income, you can decide how much you’re going to save each pay and have it direct credited from your everyday account into your savings account. It’s a great way to make sure your hard-earned money continues to grow.
Small print
- Account opening criteria apply. Details, standard terms and conditions and disclosure statement may also be obtained free at any BNZ store.
- Telephone banking is available to sole signatory customers only. A telephone banking high user charge is applicable on your 6th and subsequent calls. Usual account and service fees will apply.
