Savings accounts

Reach your savings goals faster with a high interest savings account.

We have savings accounts for lump-sum savers, regular savers or those who want to earn extra interest1. It's easy to open a savings account online.

Did you know?

You could earn even more interest on your savings by pairing up a TotalMoney savings account1 with one or more TotalMoney transaction accounts1.

TotalMoney

award winning Group all your transaction and savings account balances together and earn interest on the combined total.

  • 10 accounts for $10 (service & facility fees apply)
  • Unlimited transactions
  • Free text and email alerts
Learn more about TotalMoney Apply online now

Rapid Save

award winning Earn bonus interest for regular monthly savings and less than one withdrawal a month.

  • Good for reaching savings goals faster
  • Base interest calculated daily
  • No charge for the first withdrawal each1 (service fees apply)
Learn more about Rapid Save Apply online now

Achiever Savings

Earn bonus interest if you make no more than one withdrawal a month
  • Good for irregular or lump-sum saving
  • Higher base interest on larger balances
  • No charge for the first withdrawal each month1 (service fees apply)
Learn more about Achiever Savings Apply online now

Did you know?

If you’re earning an income, you can decide how much you’re going to save each pay and have it direct credited from your everyday account into your savings account. It’s a great way to make sure your hard-earned money continues to grow.

Small print

  1. Account opening criteria apply. Details, standard Terms and Conditions and Disclosure Statement may be obtained free at any BNZ store or bnz.co.nz.