Seniors aged 65 and over

Low-cost banking when you’re earning New Zealand Superannuation.

If you’re receiving New Zealand Superannuation, or an overseas equivalent, you’ll be keen to make the most of your retirement savings. With our Silver Service account, if you direct credit your super payments into your account, you’ll pay no monthly base fee and no transaction fees (service and facility fees apply). The usual service fees may still apply for things like setting up an automatic payment.

Silver Service

No base or transaction fees for superannuitants (service & facility fees apply).

  • Good for superannuitants
  • A low-cost everyday account
  • Overdraft available

TotalMoney

award winning Group all your transaction and savings account balances together and earn interest on the combined total.

  • 10 accounts for $10 (service & facility fees apply)
  • Unlimited transactions
  • Free text and email alerts

Things to be considered

Savings accounts pay you more interest, but can charge a fee whenever you do things like take money out of the account. Combining a savings account with your Silver Service everyday account can give you the best of both worlds.