- Fees subject to change.
- A month refers to the period from the last business day of the previous
calendar month and the second to last business day of the current calendar
month, inclusive.
- These include electronic transactions through BNZ ATMs, Internet Banking,
telephone banking, EFTPOS, automatic payments, bill payments, direct debits
and direct credits. Account fees apply to transactions over 30. Service and
facility fees still apply.
- Service fees are not included in the monthly account fee rebates.
- To be eligible for Campus Pack, you must be studying at least part time
(enrolled in at least one paper per semester), for a minimum of one year at
an NZQA-accredited tertiary institution, and have your income credited directly
into your Campus Pack account.
- StudentCard offer available to active Campus Pack account customers. To
be an active user you must activate your PIN and make at least one transaction
per month. StudentCard terms and conditions apply.
- Lending criteria apply. You must be 18 years or over and be a permanent
NZ resident to apply for an overdraft, personal loan or credit card.
- Up to $1,000 interest free overdraft for first year students, $1,500 for
second year students and $2,000 for third and subsequent year students.
- $10 annual card fee applies. Fee subject to change.
- You must be 13 years or older to be eligible for an Eftpos or Flexi Debit
Visa card.
- Service fees may still apply, including fees for telegraphic transfers.
- Government stamp duty of 5 cents per cheque will be charged to the account
when the cheque book has been issued.
- Cheque book facility fee of $1 per month applies.
- Charged to one TotalMoney account.
- A minimum debit interest charge of $1 per month also applies.
- To be eligible for Graduate Pack, you have completed a tertiary level course
or qualification (must have had a minimum duration of one year) within the
last twelve months, and have your income credited directly into your Graduate
Pack account.
- With Graduate Pack you can apply for an unsecured overdraft of up to $2,000
for the first year, which is interest free.
- Payable monthly in arrears on overdrawn balances greater than $20.00
- Telephone banking is available to sole signatory customers only. A telephone banking high user charge is applicable on your 6th and subsequent calls. Usual account and service fees will apply.
Account opening criteria apply.
