GlobalPlus Gold

Up to 35 days International Leisure Travel Insurance.

GlobalPlus Gold

  • Earn Airpoints Dollars and Status Points on purchases1
  • Advance of up to 100 Airpoints Dollars2
  • Up to 44 days interest free
  • World-leading card security

More detail

Earn Airpoints Dollars and Status Points on every purchase

You'll earn Air New Zealand Airpoints Dollars on every purchase, even on everyday spend like groceries, petrol and travel mags. With Visa and MasterCard you'll collect 1 Airpoints Dollar for every $100 you spend on purchases. With an American Express card, your ability to earn points is 50% higher – 1.5 Airpoints Dollars for every $100.1 Your GlobalPlus Gold card purchases also contribute to your Air New Zealand Airpoints membership status. You'll earn 1 Status Point for every $250 in purchases and, for Silver or Gold tier status, up to half your Status Points can be earned this way.  Different criteria apply for Gold Elite tier status.3

Fly within New Zealand or take off overseas

Airpoints Dollars allow customers to choose from every seat available for sale on every Air New Zealand ticketed and operated flight. You can use your Airpoints Dollars for Air New Zealand domestic flights, including grabaseat, as well as international flights with Air New Zealand and other Star Alliance members. However, the government and airport tax part of international flight tickets can't be paid with Airpoints Dollars.  One Airpoints Dollar is the same as one New Zealand Dollar for flight purchases, so a $49 flight will cost 49 Airpoints Dollars.4

Airpoints Joining Fee Waiver

If you're not an Air New Zealand AirpointsTM Programme member don't worry, as we will automatically enrol you in the programme when you get a GlobalPlus card and the Airpoints joining fee will be waived.

Airpoints Advance of 100 Airpoints Dollars

If you're a little short on Airpoints Dollars, your GlobalPlus Gold card means you can get an advance of 100 Airpoints Dollars to help you reach your destination.2

International leisure travel insurance at no extra cost

You'll automatically receive GlobalPlus 35 Day Gold International Travel Insurance PDF 733KB if you use your GlobalPlus Gold card or Airpoint Dollars to pay some of your prepaid travel costs. For Australia or a Pacific Islands country, you'll need to pay $500 if you're travelling with your immediate family or $250 without them. For the rest of the world, the amount is $1000 ($500 without them). Cover applies for up to 35 days per overseas trip.5

Convert Fly Buys Points as well

If you collect Fly Buys, you can convert your Fly Buys Points to Airpoints Dollars!6 A minimum of 300 Fly Buys Points will get you 48 Airpoints Dollars and then for every 150 Fly Buys Points you convert after that, you'll get 24 Airpoints Dollars.

Manage your money

With up to 44 days interest free on your purchases, provided you pay the full amount of the outstanding monthly balance by its due date, using your GlobalPlus Gold credit card can help you to manage your money.

Low minimum payment in case you need it

Each month, you can choose to pay as little as 2% or $25 of your outstanding balance, whichever is greater. We recommend that you repay all or most of your outstanding monthly balance. But it's nice to know that the minimum payment option is there when you need a bit more flexibility.

Need cash in a hurry?

You can use your GlobalPlus Gold card to get a cash advance7 from ATMs here and overseas8. There's no interest-free period for cash advances, so using your credit card to borrow cash is just like getting an instant loan.

Security to protect you from fraud

Our credit cards come with security features to help protect you from credit card fraud when you make purchases online and over the counter. We also have world-leading technology, LEN Secure, that updates your Visa and MasterCard credit card information with every balance enquiry, mini statement or cash advance7 at a BNZ ATM. This helps protect your card from counterfeit fraud.

View more tips on using and managing your card.

Did you know?

We'll give you a special interest rate for a promotional period on your balance transferred from another bank's credit card.9
 Rates and fees
Interest rates10
Purchase interest rate View rates here
Cash advance interest rate View rates here
Interest free days
Interest free days Up to 44 days interest free
Card charges11
Account fee $52.50 half yearly
Joint/additional account fee $17.45 half yearly
Miscellaneous charges
Foreign currency service fee12 2.25% of the NZ dollar value of each foreign currency purchase, cash advance or returned purchase for Visa, American Express® and MasterCard
Late payment fee $15.00
Over limit fee $20 per statement (on each statement until the account is back within its limit)
Replacement card13 Nil
Statement copy Nil
Voucher copy Nil
Cash advance fees14
Electronic via NZ BNZ ATM, Telephone Banking or Internet Banking $1.00
Electronic via NZ non-BNZ ATM $2.00
Teller assisted $5.00
All overseas transactions $7.50


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