BNZ Classic, Gold & Platinum cards
Classic, Gold and Platinum cards with Fly Buys.
BNZ is the only bank to offer credit cards that reward you with Fly Buys Points1 on every purchase. Choose Classic, Gold or Platinum2 to suit your lifestyle and financial needs. With our Classic and Gold cards you can also decide between Visa, Mastercard and American Express – of the three, American Express provides the highest earn rate for rewards3. And if you carry one of our Gold cards5 or a BNZ Platinum Visa4, you can get international leisure travel insurance at no extra cost.
BNZ Classic
An everyday credit card with Fly Buys.
- Low account fee
- Up to 55 days interest free
- Choice of Visa, MasterCard or American Express
- World-leading card security
BNZ Gold
Get up to 35 days International Leisure Travel Insurance.
- Collect Fly Buys Points faster
- Extra insurances to provide added purchase protection
- Choice of Visa, MasterCard or American Express
- Up to 55 days interest free
BNZ Platinum
Get up to 90 days International Leisure Travel Insurance.
- Earn Platinum Rewards points on purchases
- Higher credit limit and spend-based account fee refund
- Extra insurances to provide added purchase protection
- Exclusive Visa Platinum privileges
Did you know?
We’ll give you a special interest rate for a promotional period on your balance transferred from another bank’s credit card6.
Small print
- Fly Buys terms and conditions apply.
- Platinum Cards earn Platinum rewards which can be converted to Fly Buys Points.
- Fly Buys collection rates are subject to change without notice.
- BNZ Platinum Visa International Travel Insurance cover ('Insurance') is subject to policy terms, conditions and exclusions (for example, age limitations), which you should read to ensure the Insurance fits your requirements. The Insurance is provided to Platinum Visa cardholders by Chartis Insurance New Zealand Limited ('Insurer'). BNZ does not underwrite the Insurance, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer under the Insurance. Immediate Family means your Spouse or Dependant Children accompanying you on your journey (Insurance eligibility criteria apply). Additional charges are payable for policy extensions you choose to take such as pre-existing cover and specified items. Special activation requirements apply to Section I.7 Accidental Death and Disablement (Common Carrier cover). Please read the policy carefully to ensure that the Insurance meets with your requirements.
- Activation requirements including minimum Pre-paid Travel Costs payment and method of payment apply. Insurance cover ('Insurance') is subject to policy Terms, Conditions and Exclusions (for example, excluded business travel and age limitations). The Insurance is provided to Gold cardholders by Chartis Insurance New Zealand Limited ('Insurer'). BNZ does not underwrite the Insurance, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer under the Insurance. Additional charges are payable for policy extensions you choose to take such as pre-existing cover and specified items. Special activation requirements apply to Section I.7 Accidental Death and Disablement (Common Carrier cover). Please read the policy carefully to ensure that the Insurance meets with your requirements.
- There are no interest free days or loyalty points on balances transfers. Balance transfers are subject to approval, and terms and conditions. Only balances from non-BNZ New Zealand issued Visa, MasterCard, American Express, Diners, GE CreditLine, The Warehouse Financial Services Credit and Store Cards, Fisher & Paykel Finance issued Q cards and Farmers Cards are eligible for this special rate. After the promotion period, any balance transfer amount still unpaid will revert to the standard annual purchase interest rate.
