All Blacks MasterCard®

An everyday credit card for rugby fans.

All Blacks MasterCard

  • Collect Fly Buys Points on purchases1
  • Access to All Blacks special offers
  • Low monthly fee
  • Up to 55 days interest free

More detail

Score more points with Fly Buys

Just link your All Blacks MasterCard® to Fly Buys, and you'll collect 1 Fly Buys Point for every $40 of purchases made on it – no matter where you use your card1. And for extra points, just use your All Blacks MasterCard and your Fly Buys card every time you shop at a Fly Buys partner.

All Blacks offers

Whether you're at home or overseas, the All Blacks MasterCard is a great way to show your support for New Zealand and the mighty All Blacks. From time to time it also gives you access to special offers, such as pre-sale tickets and fantastic All Blacks experiences – like the chance to watch the All Blacks train.

Keep up with All Things Black

What a score! As an All Blacks MasterCard holder, you'll receive our 'All Things Black' email newsletter. It's packed with need-to-know updates and news on the All Blacks, and all things rugby. What's more, it'll bring you the latest competitions – and the chance to score some great prizes.

Get competitive rates & fees

When it comes to rates and fees, your All Blacks MasterCard® is as competitive as a Tri-Nations test. You'll have the freedom of up to 55 days interest-free credit on purchases. Plus the account fee is just $3.99 per month, plus $1 a month for an additional cardholder2.

Low minimum payment in case you need it

Each month, you can choose to pay as little as 2% or $25 of your outstanding balance (plus any overlimit or overdue amount), whichever is greater. You'll probably want to pay your balance off in full every month so you pay no interest on purchases. But it's nice to know the minimum payment is there for when something unexpected happens, like your shout for winning player of the day.

Need cash in a hurry?

You can use your All Blacks MasterCard to get a cash advance from ATMs3 here and overseas4. Yup, even ATMs recognise a supporter. But there's no interest-free period for cash advances, so it's a bit like getting an instant loan.

Security to protect you from fraud

Our credit cards come with security features to help protect you from credit card fraud when you make purchases online and over the counter. We also have world-leading technology that updates your credit card information with every balance enquiry, mini statement or cash advance3 at a Bank of New Zealand ATM. This helps protect your card from counterfeit fraud.

View more tips on using and managing your card.

 Rates and fees
Interest rates7
Purchase interest rate View rates here
Cash advance interest rate View rates here
Interest free days
Interest free days Up to 55 days interest free
Card charges3
Account fee $3.99 monthly
Joint/additional account fee $1 monthly
Miscellaneous charges
Foreign currency service fee5 2.25% of the NZ dollar value of each foreign currency purchase, cash advance or returned purchase for Mastercard
Late payment fee $15.00
Over limit fee $20 per statement (on each statement until the account is back within its limit)
Replacement card8 $10.00
Statement copy $5.00
Voucher copy $25.00
Cash advance fees4
Electronic via NZ BNZ ATM, Telephone Banking or Internet Banking $1.00
Electronic via NZ non-BNZ ATM $2.00
Teller assisted $5.00
All overseas transactions $7.50

Next steps

Apply online nowFind a store 0800 800 667

Small print

BNZ lending criteria and account fees apply.

  1. Fly Buys terms and conditions apply. Fly Buys collection rates are subject to change without notice.
  2. Account fee subject to change. The additional fee applies to both additional cards and joint accounts.
  3. Cash advance fees apply.
  4. Foreign currency service fees apply.
  5. The converted amount of your foreign currency transaction and the Foreign Currency Service Fee are both included in the New Zealand dollar amount and in the rate of exchange shown on your statement for each transaction.
  6. There are no interest free days or loyalty points on balance transfers. Balance transfers are subject to approval, and terms and conditions. Only balances from New Zealand issued non-BNZ Visa, MasterCard, American Express, Diners, GE CreditLine, The Warehouse Financial Services Credit and Store Cards, Fisher & Paykel Finance issued Q Cards and Farmers Cards are eligible for this special rate. Should your balance transfer be for a fixed period of time as part of a promotion (for example six months), any outstanding balance at the end of the promotional period will revert to the standard purchase interest rate.
  7. Interest rate subject to change.
  8. A Card Dispatch fee may be charged if applicable.