Before retirement
Things to consider before you retire.
Deciding where the money will come from
Find out how to earn a retirement income by investing your savings, selling a business, moving to a smaller home, getting a reverse or lifetime mortgage on your current home, or finding some part-time work.
Wills and powers of attorney
Make sure your possessions are left to the people you intended by having an up-to-date Will. Find out how enduring powers of attorney can help if something happens and you’re no longer able to make important decisions for yourself.
Working out how much you’ll need
Use a handy budget worksheet to estimate your expenses in retirement. Then check the current New Zealand Superannuation payment for someone like you. The difference is the extra you could need each year.
