BusinessFirst package

Straightforward insurances to suit your small-to-medium business.

If you’re running a small-to-medium business, chances are you won’t have time to investigate different insurance products and hunt down a fair price. That’s why we worked with IAG, New Zealand’s leading insurance underwriter, to pre-package insurance covers at a level you’re likely to need. They provide a time-saving starting point so you can work with our small business specialists to quickly identify what your business does and doesn’t need. You’ll have the reassurance of knowing your business is protected without having to pay for an unnecessary level of cover. Here are the types of insurance most small-to-medium businesses should consider.

BusinessFirst Asset Protection

Do you have stock or equipment that you sell or use for your business? Or do your business earnings rely on your building and contents being safe? This commercial insurance package can be arranged through BNZ and offers comprehensive protection against the business risks associated with a loss of assets.

  • Save time with immediate asset protection arranged over the phone
  • Designed for small-to-medium businesses
  • Affordable and flexible cover to suit your business

BusinessFirst Liability Protection

If you ever do work or provide services to other people or businesses, you need this cover. Designed for small-to-medium businesses, it can give your business immediate protection against the possibility of costly liability claims.
  • Protect your business against third party claims that can occur
  • Take out specialist liability cover if you store goods, undertake repairs, have staff, or lease a building
  • Talk to our specialists today

BusinessFirst Interruption

Does your business rely on a steady cash flow? This insurance offers protection against an interruption to business income caused by a loss of assets. It includes cover for costs involved in making a valid claim.

  • No paperwork - it's quick and easy
  • A choice of indemnity periods (how long it would take your business to recover from a loss)
  • Suitable no matter what size of business

BusinessFirst Vehicle Insurance

Could your business survive without a vehicle? This commercial motor insurance can be arranged through BNZ and offers small-to-medium businesses instant protection against expenses that could follow an accident or vehicle damage.

  • Comprehensive cover for when your need a vehicle to earn your business income
  • Arrange cover over the phone
  • Protect your business against third party liability claims and uninsured drivers

Things to be considered?

If you provide professional advice, export, have higher levels of risk or business turnover greater than $1million, our commercial insurance broker service is probably more suitable for your business.