Business life insurance

Protecting your business and income from the loss of key people.

Most business people recognise the importance of insuring physical assets, such as plant and machinery. But how would your business cope if something was to happen to your most important assets - you or your key employees? Business life insurance gives you the reassurance of knowing that your business can recover from the financial impacts of the sudden loss or disablement of a key employee or yourself. It can also make sure the personal income that you depend on from working in your business can continue if you’re unable to work.

Business LifeCare

Business LifeCare insurance helps to give your business protection from financial problems caused by the loss of a key person through death, serious illness or a permanent disability.

  • Cover options to suit your business
  • Three benefit options
  • Collect Fly Buys Points with your premium payments

Income protection

With a choice of agreed-value or indemnity cover, income protection can give you a replacement or disability income to cover personal income loss and ongoing expenses if you can’t work. It’s ideal if you’re self employed.

  • Cover your loss of personal income if you’re disabled and unable to work
  • Choose indemnity cover or agreed value cover to suit your requirements
  • Choose to cover the fixed running costs of your business, if you’re unable to work

  

Things to be considered?

Our business insurances give you a wide range of options to suit your business requirements and cash flow. We’re happy to explain these to you. And after listening carefully to understand your business, we can also help you choose between different types of cover, waiting periods, sums insured, and payment options.