Transaction accounts
Hard-working business accounts that put you in control.
While each of our business transaction accounts is designed for a different group of businesses, they all have some essentials in common. With easy access to your funds, you can manage your day-to-day business finances and cash flow fluctuations with ease.That means less time doing the banking and more time to focus on your business.
Business First Transact
This business bank account gives you a choice of fee plans, easy access to your money and a handy business overdraft.
- A choice of pricing plans to keep fees down
- Add an overdraft for financial flexibility
- Around-the-clock access to your money
TotalMoney for businesses
TotalMoney is a unique way of banking for small businesses that lets you group separate bank accounts through pooling, to potentially earn a higher interest rate for all the accounts.
- Get up to ten accounts and unlimited transactions for $10 a month1,2,3,4
- Potentially earn a higher interest rate based on your total credit balance
- Set up accounts for your GST, tax, bills, savings and more
Farm First Transact
A day-to-day agribusiness account with a choice of pricing plans to keep fees down. Farm First Transact is purpose-built for agribusiness.
- A choice of pricing plans to keep your fees down
- Add an overdraft for financial flexibility
- Around-the-clock access to your money
MyMoney for Business
- Unlimited transactions for just $5 per month
- No cash handling fees
- Texts and email alerts
Small print
- Fees subject to change. Fees are charged on the last business day of each calendar month and are based on the period between the last business day of the previous calendar month and the second to last business day of the current month, inclusive.
- Service fees apply
- Not for businesses managed by BNZ Partners.
- TotalMoney is not available for partnerships, businesses with an annual turnover of more than $1M, or businesses managed by BNZ Partners.