Farm First Call

Earn competitive interest without locking your money away.

  • Competitive interest paid on every dollar to maximise earnings
  • No transaction or monthly base fees to erode your balance
  • Easy access when you need to use your money

 

More detail

Make the most of your farm savings

Now money put aside for tax payments, equipment purchases and other future expenses can work hard while it’s waiting. With a Farm First Call account, you’ll earn competitive interest which is calculated daily and paid monthly. What’s more, there are no transaction or monthly base fees.  Service fees apply.

Easy access when you need to make a payment

You can access your money though internet banking, telephone banking, ATMs and any BNZ store. It’s quick and easy to move funds from your Farm First Call account to your farming transaction account to make a payment. Farm First Call doesn’t come with a cheque book and isn’t set up to support automatic payments, direct debits or bulk payments. Regular statements keep you in the picture.

Strictly agribusiness

Exclusively for BNZ Partners agribusiness clients, Farm First Call is a cash management account and can only be held in conjunction with a farming transaction account.

Rates and fees
Interest rate
Credit Interest Rates
Current % p.a
(Effective 14 March 2011)		 loading ($0 +)
Fees
Monthly1 base or account management fee

None

 
No Account Fees apply for the following3 (per month) All Deposits and Withdrawals. Service Fees may apply.
BNZ Internet Banking*, No charge. Service Fees may apply.
Electronic Transactions:
(EFTPOS, Bill Payments, Direct Debits, Telephone Banking*, Self Service transactions)		 No charge. Service Fees may apply.
Automatic Payments2, No charge. Service Fees may apply.
ATM*, No charge. Service Fees may apply.
Cheques written No charge. Service Fees may apply.
Freepost deposits No charge. Service Fees may apply.
Store/staff assisted transactions No charge. Service Fees may apply.
Express Deposit Tower deposits No charge. Service Fees may apply.
Overdraft facility fee Not applicable
Unarranged overdraft fee $5.00 for any month overdrawn (Payable monthly in arrears). You will also pay interest on the overdrawn amount at the Bank's Lending Base Rate plus 10%p.a. Minimum charge of $1.00.

Need some help?

Enquire onlineFind an agri specialist 0800 955 455

Small print

  1. Fees are charged on the last business day of each calendar month and are based on the period between the last business day of the previous calendar month and the second to last business day of the current month, inclusive.
  2. Automatic Payments into your account from other parties are classed as Electronic Transactions.

* Although the Telephone and Internet Banking and ATM services will normally be available 24 hours a day, maintenance of the system is required from time to time. Accordingly, certain options may not be available for an average of three hours a week. This maintenance, however, will be carried out at times which will cause the least disruption to you.

Account opening criteria apply. Full details, terms and conditions and disclosure statement may also be obtained free of charge from a BNZ store.