Business First OnCall

Earn competitive interest without locking your money away.

  • Competitive interest paid on every dollar to maximise earnings
  • No transaction and monthly base fees to erode your balance
  • Easy access when you need to use your money

More detail

Make the most of your business savings

Now money put aside for tax payments, equipment purchases and other future expenses can work hard while it's waiting. With a Business First OnCall account, you'll earn competitive interest which is calculated daily and paid monthly. What's more, there are no transaction and monthly base fees. Service fees apply.

Easy access when you need to make a payment

You can access your money through internet banking, telephone banking, ATMs and any BNZ store. It's quick and easy to move funds from your Business First OnCall account to your everyday transaction account to make a payment. Business First OnCall doesn't come with a cheque book and isn't set up to support automatic payments, direct debits or bulk payments.

Strictly business

Exclusively for BNZ business customers, Business First OnCall is a cash management account and can only be held in conjunction with a business transaction account.

  Rates and fees
  Business First OnCall Account Business Advantage Call Account
Interest rates
Credit Interest Rates
Current % p.a
(Effective 14 March 2011)		 loading

 loading ($0 - $4,999)
loading ($5,000 - $19,999)
loading ($20,000 - $99,999)
loading ($100,000 - $249,999)
loading ($250,000 - $499,999)
loading ($500,000+)
Fees
Monthly1 base or account management fee Not Applicable No base fee for accounts with an average daily balance of $5,000 or more, otherwise $5.00
No Account Fees apply for the following
(per month)		 All Deposits and withdrawals The 5 most expensive transactions (deposits and withdrawals)
BNZ Internet Banking*,3 No charge $2.50 per withdrawal
$1.25 per deposit
Electronic Transactions3:
(EFTPOS, Bill Payments, Direct Debits, Telephone Banking*, self service transactions)		 No charge $2.50 per withdrawal
$1.25 per deposit
Automatic Payments2 Not applicable $2.50 per withdrawal
$1.25 per deposit
ATM*,3 No charge $2.50 per withdrawal
$1.25 per deposit
Cheques written3 Not applicable $2.50 per withdrawal
Freepost deposits No charge $1.25
Store/staff assisted transactions3 No charge $2.50 per withdrawal
$1.25 per deposit
Express Deposit Tower deposits3 No charge $1.25
Overdraft facility fee & Line of Credit Charges Not Applicable Not applicable
Unarranged overdraft fee $5.00 for any month overdrawn (Payable monthly in arrears). You will also pay interest on the overdrawn amount at the Bank's Lending Base Rate plus 10% p.a. Minimum charge of $1.00. $5.00 for any month overdrawn (Payable monthly in arrears). You will also pay interest on the overdrawn amount at the Bank's Lending Base Rate plus 10% p.a. Minimum charge of $1.00.

Need some help?

Enquire onlineFind a store 0800 269 763

Small print

  1. Fees are charged on the last business day of each calendar month and are based on the period between the last business day of the previous calendar month and the second to last business day of the current month, inclusive.
  2. Automatic Payments into your account from other parties are classed as Electronic Transactions.
  3. Service Fees may apply.

* Although the Telephone and Internet Banking and ATM services will normally be available 24 hours a day, maintenance of the system is required from time to time. Accordingly, certain options may not be available for an average of three hours a week. This maintenance, however, will be carried out at times which will cause the least disruption to you.

Account opening criteria apply. Full details, terms and conditions and disclosure statement may also be obtained free of charge from a BNZ store.