Merchant Services
Easy ways for your customers to pay.
Whether you are a retailer processing hundreds of transactions a day, or, you want to give customers the option of settling their accounts by credit card over the phone or Internet, we can deliver the payment tools to get the job done.
EFTPOS
EFTPOS makes it a breeze to accept and process credit and debit cards like Visa and MasterCard. And you’ll be connected to Paymark’s EFTPOS network, which is the largest EFTPOS network in New Zealand.
- Convenient and easy for you and your customers to use
- Connected to the Paymark EFTPOS network
- Reduces cash and paper voucher handling
Buy-Line+Online
Buy-Line+ Online is a web based browser that allows you to easily process your mail, telephone, fax and Internet credit and debit card orders, and get immediate authorisation. You simply log into the Buy-Line+ web page and enter the details.
- No system development
- Real time processing
- Available 24 / 7
Buy-Line+Direct
Buy-Line+ Direct provides you with online real-time card processing. It’s the smart way to process mail, telephone and internet orders.
- Real time processing
- CurrencySelect
- Available 24 / 7
Buy-Line+ Hosted
Buy-Line+ Hosted provides online processing of Visa and MasterCard credit card transactions. It gives you a secure payment page hosted by BNZ so you don’t have to build your own.
- Link from your website to a secure web page hosted by BNZ
- Process purchases and refund
- Optional Secure ID field to minimise fraudulent transactions
BNZ Securit-e
BNZ Securit-e offers your business online credit card processing in real time. It’s ideal for medium to large businesses that need immediate authorisation when processing transactions by telephone, fax, mail order or over the Internet.
- Real time processing
- Certified Solution Providers (CSP)
- Available 24 / 7
Credit Batch
Credit Batch offers your business rapid batch processing for card transactions, through our PC Banking channel.
- Batch files
- No transaction limits
- Customer reference field
CurrencySelect
Lets your international customers pay by Visa or MasterCard in 12 approved foreign currencies when you add CurrencySelect service to your Buy-Line+ Online, Buy-Line+ Direct, Credit Batch or BNZ Securit-e.
- Enables international customers to pay in a currency they know and trust
- You’re paid in NZ dollars, and your international customer is debited in their own currency
- Indicative FX rates and previous day’s settlement rates are displayed on our website
Paper credit card processing
An easy and convenient service for paper processing Visa and MasterCard credit card transactions, using vouchers and an imprinter (zip zap machine) or mail, telephone, fax and Internet order schedules.
- Simple to use
- Available 24 / 7
- EFTPOS and Internet Merchant Sales and Services Helpdesk
DPS Payment Express
A payment gateway that lets customers make credit or debit card payments. With full PCI compliance, DPS Payment Express supports online card processing and EFTPOS.
- Sell in one of 12 approved foreign currencies
- Technical support available 24x7
- Fully PCI DSS compliant
- Eliminates need to capture and store card data
UnionPay merchant service
With BNZ merchant services, your EFTPOS terminal can accept UnionPay cards. They're held by more than 2 billion people from nine countries.
- Direct access to your accounts
- Only pay a fee when you make a sale
- If you are with BNZ already there's no change to your terminal
Complying with PCI DSS
- Reduce the likelihood of a security breach
- Protect your business against potential loss of revenue
- Avoid penalties for non-compliance
Small print
The Bank's payment solutions are provided pursuant to a merchant services facility to be entered into between the Bank and you. Fees, charges and conditions will apply.
The information provided on these pages is summary only. All merchant services are offered subject to the BNZ Merchant Agreement General Terms and Conditions PDF 269KB.