GlobalPlus Business Visa

The card for small business owners who like to travel.

  • Earn Air New Zealand Airpoints Dollars™ and see the world
  • Earn Air New Zealand Status Points on purchases
  • International travel insurance for business at no extra cost3
  • Xero financial reporting software free for 60 days
  • Unauthorised transaction insurance helps protects against employee fraud
  • Special Koru benefits to make air travel more enjoyable

More detail

Earn Airpoints Dollars and Status Points on purchases

You'll earn one Air New Zealand Airpoints Dollar for every $90 you spend using your GlobalPlus Business Visa card. 1 You can also earn Air New Zealand Status Points2.

Airpoints Joining Fee Waiver

If you're not an Air New Zealand Airpoints™ Programme member don't worry, as we will automatically enrol you in the programme when you get a GlobalPlus card and the Airpoints joining fee will be waived.

No extra charge for international travel insurance

You'll automatically receive Business International Travel Insurance if you use your GlobalPlus Business Visa card or Airpoints Dollars to pay some of your prepaid travel costs. For Australia or a Pacific Islands country, you'll need to pay $500 if you're travelling with your immediate family or $250 without them. For the rest of the world, the amount is $1000 ($500 without your immediate family). Cover applies for return overseas trips of 35 days or less. If you also hold a GlobalPlus Platinum Visa or BNZ Platinum Visa, you'll have cover for return overseas trips of 90 days or less. 3

For full details of the insurance, view or download a copy of the GlobalPlus 35 Day Business International Travel Insurance PDF 458KB policy document.

Insurance against unauthorised transactions

Unauthorised Transaction Insurance4 helps protects you if an additional cardholder (who is not a family member) makes unauthorised purchases on your card and refuses to pay for them.

Get Xero free for 60 days

Xero is a simple, smart and secure accounting system for small businesses that automatically loads your GlobalPlus Business Visa transactions into your accounting system, making painful data entry a thing of the past. As a GlobalPlus Business Visa cardholder you can get your first 60 days of Xero free. 5

Koru benefits

As a GlobalPlus Business Visa cardholder, the annual individual Koru membership fee is $361 (normally $506).  Better still, if you're not already a Koru member, your Koru joining fee for personal membership is waived – saving you $255. 6 

When travelling through Auckland, Wellington and Christchurch airports you can enjoy access to valet parking, and car care services. Daily parking charges and Koru Valet terms and conditions apply.

Credit limits built for business

Your credit limit can reflect your business needs. Limits range from $500 to $250,000.

Interest and fees

You will receive up to 50 days interest free on purchases provided you pay the full amount of the outstanding monthly balance by its due date. Interest is charged at a competitive business rate. The half-yearly account fee and additional card fee are refunded based on spend. If you spend $24,000 in the six months since your last half-yearly account fee was charged, the last account fee will be refunded. 7

 Rates and fees
Interest rates
Purchase interest rate View rates here
Cash advance interest rate View rates here
Credit interest rate View rates here
Interest free days
Interest free days Up to 50 days interest free
Card charges
Account fee $50 half yearly
With a rebate based on 6 monthly spend: >$24,000 spend = 100% rebate
Joint/additional account fee $10 half yearly
Miscellaneous charges
Foreign currency service fee8 2.25% of the NZ dollar value of each foreign currency purchase, cash advance or returned purchase for Visa
Late payment fee $15.00
Over limit fee $20 per statement (on each statement until the account is back within its limit)
Replacement card9 $10.00
Statement copy
 		 $5.00
Voucher copy $25.00
Cash advance fees10
Electronic via NZ BNZ ATM, Telephone Banking or Internet Banking $1.00
Electronic via NZ non-BNZ ATM $2.00
Teller assisted $5.00
All overseas transactions $7.50

Next steps

Apply nowFind a store 0800 269 763

Small print

BNZ lending criteria and account fees apply.  Air New Zealand Airpoints™ Programme terms and conditions apply. This information is intended for Airpoints Programme Members who reside in New Zealand. BNZ (and its related companies) do not guarantee the redemption of Airpoints Dollars™ or that Airpoints Dollars™ will continue to be offered for products or services provided by them.

  1. Airpoints Dollars earning and redemption rates and Status Points earning rates are subject to change without notice.
  2. You can earn up to half the Status Points you need to reach or maintain your Silver or Gold Airpoints tier status by making purchases on your credit card. To be eligible for a tier status change from Gold to Gold Elite, at least 900 Status Points need to come from taking qualifying Air New Zealand flights. To maintain your current Gold Elite tier status, at least 810 Status Points need to come from taking qualifying Air New Zealand flights.  $250 purchase spend equals one Status Point.  Status Points earning rates are subject to change.  
  3. Activation requirements including minimum Pre-paid Travel Costs payment and method of payment apply.  Insurance cover ('Insurance') is subject to policy Terms, Conditions and Exclusions (for example some business travel is not covered and there are age limitations).  The Insurance is provided to GlobalPlus Business Visa cardholders by Chartis Insurance New Zealand Limited ('Insurer').  BNZ does not underwrite the Insurance, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer under the Insurance.  Immediate Family means your Spouse or Dependant Children accompanying you on your journey (Insurance eligibility criteria apply). Additional charges are payable for policy extensions you choose to take such as pre-existing cover and specified items.   Special activation requirements apply to Section I.7 Accidental Death and Disablement (Common Carrier cover). Please read the policy carefully to ensure that the Insurance meets with your requirements.
  4. GlobalPlus Business Unauthorised Transaction Insurance is underwritten by Zurich Australian Insurance Limited. Cover is subject to the terms, conditions and exclusions contained in the policy.
  5. Xero Terms of Use apply - for further details visit xero.com. A free 60 day trial offer is available to new Xero customers only. GlobalPlus Business Visa offer is not available in conjunction with any other Xero offer.
  6. Koru membership and joining fees are correct as at 1 October 2010 and subject to change. For further details and Koru membership terms and conditions visit airnewzealand.co.nz/airpoints. Only the nominated earner can apply for the special GlobalPlus Business Visa rate. A nominated earner can apply for a Koru corporate membership for an additional or joint cardholder to the GlobalPlus Business Visa card, but the nominated earner must also be or apply to be a Koru member. Up to two Koru memberships per GlobalPlus Business Visa account can be purchased at the special GlobalPlus Business Visa rate. For further information on Koru membership please refer to the relevant section of the Air New Zealand Airpoints Programme Terms and Conditions.
  7. Fee refund spend amount is subject to change.
  8. The converted amount of your foreign currency transaction and the Foreign Currency Service Fee are both included in the New Zealand dollar amount and in the rate of exchange shown on your statement for each transaction.
  9. A Card Dispatch fee may be charged if applicable.
  10. Debit Interest is charged on all Cash Advances from date of the transaction. For cash advances in foreign currencies, a Foreign Currency Service Fee will also apply.

Our lending criteria and account fees apply.

Account opening criteria apply. Full details, terms and conditions and disclosure statement may also be obtained free of charge from a BNZ store.