Canstar Cannex ratings

New Zealand’s most five star awarded bank

Learn about CANSTAR CANNEX ratings and our award-winning credit cards, home loans and everyday accounts with five stars for outstanding value.

More ‘outstanding value’ products than any other bank

We currently hold more five star CANSTAR CANNEX ratings for outstanding value than any other New Zealand bank. So with BNZ you’ll find it easy to choose great value banking products that suit your needs. It’s one of the ways we’re helping to build a successful New Zealand.

Independent and rigorous evaluation

CANSTAR CANNEX is an independent organisation that collects and analyses thousands of pieces of information on a range of products from New Zealand banks and financial institutions. To work out the star ratings CANSTAR CANNEX looks at things like interest rates, fees and features. The awards make it easy for you to find the best banking products for your needs. To find out more about the awards visit canstar.co.nz.

Get five star banking with BNZ

By choosing any five star product below that suits your needs, you can be sure you’re getting outstanding value. If you’d like help, simply call us today on 0800 275 269 or visit a BNZ store near you.

Credit cards – five stars for outstanding value:

  • BNZ Lite Visa – a low purchase interest rate credit card to lighten up your life. Award: Credit cards - Habitual Spender category.
  • BNZ Gold American Express - a higher credit limit and rewards earn rate than the equivalent Visa and MasterCards. Award: Credit cards - Everyday Spender category.
  • BNZ Platinum Visa - freedom and special privileges to suit your lifestyle. Award: Credit cards - Big Spender category.
  • GlobalPlus Platinum Visa - the premium card for New Zealanders who love to travel. Award: Credit cards - Big Spender category.

Credit card rewards – five stars for outstanding value:

  • GlobalPlus American Express - an everyday credit card that earns Airpoints. Award: Flight Rewards - $24,000 annual spend category.
  • GlobalPlus Gold American Express – the Gold card for New Zealanders who love to travel. Awards: Flight Rewards – $24,000 annual spend category and $60,000 annual spend category. General Rewards - $24,000 annual spend category.
  • GlobalPlus Platinum Visa - the premium card for New Zealanders who love to travel. Award: Flight Rewards – $60,000 annual spend category.

Home loans – five stars for outstanding value:

  • Fly Buys - organise your loan to suit your lifestyle and collect Fly Buys Points along the way. Award: Standard Home Loan, Standard Home Loan Fixed 1 Year, Standard Home Loan Fixed 2 Years, Standard Investment Home Loan Fixed 2 Years, Standard Home Loan Fixed 3 years and Standard Home Loan Fixed 5 Years.
  • TotalMoney - a floating home loan with offsetting to help you save on interest costs. Awards: Standard Home Loan and Standard Investment Home Loan.

Deposit accounts – five stars for outstanding value:

  • Rapid Save - encourages adding to your account balance by offering bonus interest for saving every month. Awards: Deposit Accounts - Incentive Saver.
  • TotalMoney – the innovative way to make your money work for you and your family. Award: Deposit Account - High Transactor.
  • Smart Money – the everyday account designed for under 30s, with better things to spend their money on than bank fees. Award: Deposit Account - Low Transactor.

Small print

BNZ lending criteria and account fees apply.

BNZ (and its related companies) do not guarantee the redemption of Airpoints Dollars™ and Fly Buys or that Airpoints Dollars™ and Fly Buys will continue to be offered for products or services provided by them. Fly Buys terms and conditions apply. Fly Buys collection rates are subject to change without notice.

Air New Zealand Airpoints Programme terms and conditions apply. Airpoints Dollars earning and redemption rates and Status Points earning rates are subject to change without notice. This information is intended for Airpoints Programme Members who reside in New Zealand.

Our lending criteria and establishment or re-documentation fees apply. A Low Doc or Low Equity Interest Rate Premium may apply. Loans are not available for business purposes or packaged offers.

Account opening criteria apply. Full details, TotalMoney Terms and Conditions and Disclosure Statement may also be obtained free at any BNZ store.