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Calculate

Simply fill in your information below to find out how much better off you could be when you offset the balances from your cheque and savings accounts against a TotalMoney variable home loan. 

For demonstration purposes we have assumed that the information entered below will remain the same throughout the term of your home loan and that all your contributing accounts become TotalMoney accounts. We also assume that you have a variable and fixed home loan.

To calculate the savings you could achieve with TotalMoney we use the information that you provide and make some assumptions. This calculator is for demonstration purposes only.

   
Your home loan
Term  
Your home loan amount $
 
Variable home loan $ at % p.a.
Fixed home loan $ at % p.a.
 
Your everyday banking
Cheque account balance $
Savings account balance $
Additional savings (per month) $
 
Your home loan
To make the most of your money with TotalMoney's offsetting, put at least $10,000 of your home loan on a variable interest rate.

Your fixed home loan is your total home loan amount minus your variable home loan.
Your everyday banking
The balances of your TotalMoney cheque and savings accounts will be offset against your variable home loan.

The more additional savings you add to your accounts every month, the greater benefit you will receive from TotalMoney. As your savings grow, more of your variable home loan will be offset.