Term Investments, Bonds and PIE
There are many ways of investing - to find out the returns available just select the option you prefer below:
The rates below are effective Tuesday, 13 July 2010, and are subject to change at any time.
| Term Investment Specials |
| Term |
Interest rate p.a.+ |
| 150 days* ($10,000 - $1,000,000) |
5.00% |
| 270 days* ($10,000 - $1,000,000) |
5.10% |
| 5 years^ ($10,000 - $1,000,000) |
6.75% |
*Interest paid at maturity.
^Interest payment options available.
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| Term Saver Interest Rate |
| Term |
Interest rate p.a.+ |
| 30 Days* ($10,000 - $1,000,000) |
3.00% |
*Interest can only be paid at maturity.
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| Term Investment Interest Rates p.a.+ |
| Term |
$2,000-$4,999 |
$5,000-$9,999 |
$10,000-$49,999 |
$50,000-$99,999 |
$100,000-$1,000,000 |
| 30 - 59 days* |
2.00% |
2.50% |
3.00% |
3.00% |
3.00% |
| 60 - 89 days* |
2.00% |
2.50% |
2.65% |
2.70% |
2.75% |
| 90 - 119 days* |
2.00% |
2.50% |
3.40% |
3.45% |
3.50% |
| 120 - 149 days* |
2.00% |
2.50% |
3.40% |
3.45% |
3.50% |
| 150 - 179 days* |
2.00% |
2.50% |
5.00% |
5.00% |
5.00% |
| 180 - 209 days* |
2.00% |
2.50% |
4.00% |
4.05% |
4.10% |
| 210 - 239 days* |
2.00% |
2.50% |
3.20% |
3.25% |
3.30% |
| 240 - 269 days* |
2.00% |
2.50% |
3.20% |
3.25% |
3.30% |
| 270 - 364 days* |
2.00% |
2.50% |
5.10% |
5.10% |
5.10% |
| 1 year^ |
2.00% |
3.00% |
4.40% |
4.45% |
4.50% |
| 18 months^ |
2.00% |
3.00% |
5.30% |
5.30% |
5.30% |
| 2 years^ |
2.00% |
3.00% |
5.15% |
5.20% |
5.25% |
| 3 years^ |
2.00% |
3.00% |
5.65% |
5.70% |
5.75% |
| 4 years^ |
2.00% |
3.00% |
6.15% |
6.20% |
6.25% |
| 5 years^ |
2.00% |
3.00% |
6.75% |
6.75% |
6.75% |
*Interest can only be paid at maturity.
^Interest payment options available.
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| Standard Monthly Bonds Interest Rates |
| |
Monthly Bond + ($20,000 - $49,999)
|
Monthly Bond + ($50,000 - $1,000,000)
|
| Term |
Interest rate p.a.
(if taken as income) |
Comparative
Annual Rate
(if compounded) |
Interest rate p.a.
(if taken as income) |
Comparative
Annual Rate
(if compounded) |
| 6 months |
4.00% |
4.06% |
4.10% |
4.16% |
| 12 months |
4.40% |
4.47% |
4.50% |
4.57% |
| 18 months |
5.30% |
5.40% |
5.30% |
5.40% |
| 2 years |
5.15% |
5.25% |
5.25% |
5.35% |
| 3 years |
5.65% |
5.77% |
5.75% |
5.87% |
| 4 years |
6.15% |
6.29% |
6.25% |
6.39% |
| 5 years |
6.75% |
6.92% |
6.75% |
6.92% |
The interest rate quoted is if interest is taken as income. If compounded, the comparative annual rate is calculated for a customer on a Resident Withholding Tax rate of 21%. The comparative annual rate can be used to compare a Monthly Bond with a traditional one year term deposit that has interest paid at maturity.
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| Cash PIE Rate |
Rate on Cash PIE's Deposit with BNZ+
(effective date 24/02/2010) |
Management Fee |
| 3.90% p.a. |
0.40% p.a. plus GST
0.405% p.a. (GST inclusive) |
+Rate subject to change without notice and is prior to the deduction of management fees as stated
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You can read more information on any of the Investments featured above, or send us an email or call us free on 0800 ASK BNZ (0800 275 269).
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