There are many ways of investing - to find out the returns available just select the option you prefer below:
The rates below are effective Monday, 01 March 2010, and are subject to change at any time.
| Term Investment Specials |
| Term |
Interest rate p.a.+ |
| 180 days* ($10,000 - $1,000,000) |
4.90% |
| 18 months* ($10,000 - $1,000,000) |
5.40% |
| 5 years^ ($10,000 - $1,000,000) |
6.75% |
*Interest paid at maturity.
^Interest payment options available.
back to top
| Term Saver Interest Rate |
| Term |
Interest rate p.a.+ |
| 30 Days* ($10,000 - $1,000,000) |
3.00% |
*Interest can only be paid at maturity.
back to top
| Term Investment Interest Rates p.a.+ |
| Term |
$2,000-$4,999 |
$5,000-$9,999 |
$10,000-$49,999 |
$50,000-$99,999 |
$100,000-$1,000,000 |
| 30 - 59 days* |
2.00% |
2.50% |
3.00% |
3.00% |
3.00% |
| 60 - 89 days* |
2.00% |
2.50% |
2.65% |
2.70% |
2.75% |
| 90 - 119 days* |
2.00% |
2.50% |
3.40% |
3.45% |
3.50% |
| 120 - 149 days* |
2.00% |
2.50% |
3.40% |
3.45% |
3.50% |
| 150 - 179 days* |
2.00% |
2.50% |
3.40% |
3.45% |
3.50% |
| 180 - 209 days* |
2.00% |
2.50% |
4.90% |
4.90% |
4.90% |
| 210 - 239 days* |
2.00% |
2.50% |
3.20% |
3.25% |
3.30% |
| 240 - 269 days* |
2.00% |
2.50% |
3.20% |
3.25% |
3.30% |
| 270 - 364 days* |
2.00% |
2.50% |
3.30% |
3.35% |
3.40% |
| 1 year^ |
2.00% |
3.00% |
4.40% |
4.45% |
4.50% |
| 18 months^ |
2.00% |
3.00% |
5.30% |
5.30% |
5.30% |
| 2 years^ |
2.00% |
3.00% |
5.15% |
5.20% |
5.25% |
| 3 years^ |
2.00% |
3.00% |
5.65% |
5.70% |
5.75% |
| 4 years^ |
2.00% |
3.00% |
6.15% |
6.20% |
6.25% |
| 5 years^ |
2.00% |
3.00% |
6.75% |
6.75% |
6.75% |
*Interest can only be paid at maturity.
^Interest payment options available.
back to top
| Standard Monthly Bonds Interest Rates |
| |
Monthly Bond + ($20,000 - $49,999)
|
Monthly Bond + ($50,000 - $1,000,000)
|
| Term |
Interest rate p.a.
(if taken as income) |
Comparative
Annual Rate
(if compounded) |
Interest rate p.a.
(if taken as income) |
Comparative
Annual Rate
(if compounded) |
| 6 months |
4.90% |
4.99% |
4.90% |
4.99% |
| 12 months |
4.40% |
4.47% |
4.50% |
4.58% |
| 18 months |
5.30% |
5.40% |
5.30% |
5.40% |
| 2 years |
5.15% |
5.25% |
5.25% |
5.35% |
| 3 years |
5.65% |
5.77% |
5.75% |
5.87% |
| 4 years |
6.15% |
6.29% |
6.25% |
6.40% |
| 5 years |
6.75% |
6.92% |
6.75% |
6.92% |
The interest rate quoted is if interest is taken as income. If compounded, the comparative annual rate is calculated for a customer on a Resident Withholding Tax rate of 19.5%. The comparative annual rate can be used to compare a Monthly Bond with a traditional one year term deposit that has interest paid at maturity.
Step Up Bond customers, who have not yet stepped up on their current term, can step up to the prevailing carded rate for the term remaining at the time of step up to a maximum of 3% above the original rate.
back to top
| Cash PIE Rate |
Rate on Cash PIE's Deposit with BNZ+
(effective date 24/02/2010) |
Management Fee |
| 3.90% p.a. |
0.40% p.a. plus GST
0.405% p.a. (GST inclusive) |
+Rate subject to change without notice and is prior to the deduction of management fees as stated
back to top
You can read more information on any of the Investments featured above, or send us an email or call us free on 0800 ASK BNZ (0800 275 269).
|
