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Flexi Debit Visa card

BNZ Flexi Debit Visa

BNZ Flexi Debit Visa lets you buy things on the phone, online, and overseas


Choose a Flexi Debit Visa

As you'll see below, Flexi Debit Visa does it all. It can be used in ATMs and for purchases anywhere around the globe1. Plus, you can use it to shop online or over the phone to buy stuff like, takeaways, music, or travel, as if it were a credit card. But it's linked to your BNZ everyday or savings account, so you're using your own money and you're in control.

 
ATM in New Zealand
ATM overseas
EFTPOS in New Zealand
Overseas purchases
Online purchases
Phone purchases


Flexi Debit Visa has a low $10 annual fee2 and just like all of our cards, you're protected against fraud if your card is stolen (provided you've complied with your card and PIN security and notification obligations in your Flexi Debit Visa card terms and conditions).

How to use Flexi Debit Visa

Flexi Debit Visa can be used like an EFTPOS card and a credit card, depending on where you are and what you're buying. At home, if you're using an ATM or buying something in store, you'd use your Flexi Debit Visa just like an EFTPOS card. When you're overseas1 you'd use it like a credit card. And if you're buying something online or over the phone, you'd also use your Flexi Debit Visa like a credit card.

Here's a breakdown

  • New Zealand
    EFTPOS & ATMs – Select ‘CHQ' or ‘SAV'. Enter your PIN.
  • Overseas
    Purchases & ATMs – Select ‘CREDIT'. Enter your PIN or sign receipt. Just like a credit card.1
  • Online, Phone and Mail Order
    Select Visa. Enter or provide your Flexi Debit Visa card number. Enter or provide the card's expiry date. Enter or provide the 3-digit security number on the back of your card.3

    Many retailers will also ask for a Verified by Visa password when you make purchases online. Register your Flexi Debit Visa Card at Verified by Visa and feel more secure when shopping online. You will only need to register once to obtain your password.
What to apply for a flexi debit visa card online?

Ready to get a Flexi Debit Visa?

Apply now

1Foreign currency service fee applies. Overseas ATM withdrawal fee applies.

2A $10 annual card fee applies. Fee subject to change.

3If the purchase is with an overseas vendor, a foreign currency service fee applies.