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Dynamic Money

A cost-effective everyday account for under 19s

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You're better off with no monthly base fees and no transaction fees if you're under 19 - Dynamic MoneyIt’s awesome for under 19s
Dynamic Money is a great account for young people1. It has all the features you’d expect from your transaction account including zero monthly base fees and no transaction fees for under 19s2, plus Dynamic Money pays you interest so you can watch your money grow.

What makes Dynamic Money so good?

  • Dynamic Money has zero monthly base fees and no charge for transactions for under 19s2.
  • Interest is paid monthly, based on how much money you've got in your account3.
  • You can access your money at any time using the phone, internet, an ATM or EFTPOS4.
  • We’ll send you statements so you can watch your account grow and keep an eye on what you’re spending your money on.

Get a Dynamic Money account

Call 0800 ASK BNZ (0800 275 269)

Apply now

If you don't already have a BNZ account you'll need to bring into BNZ store two forms of suitable I.D. (at least one must be a Photo I.D., such as a passport or driver's licence).

 

1. Dynamic Money is only available to individual personal customers who can satisfy our normal account opening criteria.
2. A month refers to the period from the last business day of the previous calendar month to the second to last business day of the current calendar month inclusive. Transactions include BNZ ATM, BNZ Internet Banking, EFTPOS, Automatic Payments, Direct Debits and Direct Credits. Fees for Telegraphic Transfers will still apply. Some Service Fees still apply.
3. The average monthly credit balance is the sum of the end of day balances for the month divided by the number of days in the month. A ‘month’ refers to the period from the last business day of the previous calendar month to the second to last business day of the current month inclusive.
4. After you have turned 13 your parent or guardian can arrange with the Bank for you to operate the account on your own, this includes applying for a 24 Hour Banking Card.

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