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Ready Money

An everyday account that could reward you with monthly Account Fee rebates

Apply now

Ready Money is designed for people who like to do their banking in a range of different ways. You can access your money any time you want through Telephone and Internet Banking, ATMs, EFTPOS, cheques, Automatic Payments and Direct Debits.

What makes Ready Money so good?

  • An easy way to manage your day to day banking
  • Funds available 24 hours a day, 7 days a week, via ATM, EFTPOS, cheque, Internet Banking, or Telephone Banking
  • Account Fee Rebates that recognise your total relationship with Bank of New Zealand help to minimise costs and in some cases can provide account fee savings
  • Regular payment commitments can be conveniently met with Automatic Payments or Direct Debits
  • Ideal for Direct Credits of pay or other regular income
  • Overdraft facilities available if required
  • Regular transaction statements 
Other benefits
  • Reduce the cost of banking by qualifying for Account Fee Rebates of up to $40 every month*
  • Telephone Banking provides five calls at no charge each month**, so do a number of transactions on the one call to reduce your Telephone Banking call charges e.g. pay bills, get account balances, transfer money
  • Our Internet Banking service allows you to manage your money online from practically any computer
  • For balances over $5,000 you may wish to consider a Call Account which pays competitive interest

Get a Ready Money account

Call 0800 ASK BNZ (0800 275 269)

Apply now

If you don't already have a BNZ account you'll need to bring into a BNZ store two forms of suitable I.D. (at least one must be a Photo I.D., such as a passport or driver's licence).

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* A 'month' refers to the period from the last business day of the previous calendar month to the second to last business day of the current calendar month
** A Telephone Banking (IVR) high user charge is applicable from your 6th and subsequent calls.  Account and Services fees will apply