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Term Deposit

A competitive rate of return for fixed term deposits

BNZ Term Deposits are ideal for investors with surplus funds who wish to lock-in their money for a fixed period of time at a known rate of return. 

Features
  • Competitive interest is calculated daily and can be paid out or compounded to the existing investment
  • Interest payment options include quarterly, 6 monthly, annually or at maturity depending on the term and type of investment chosen
  • Different interest rates apply according to the amount of your deposit and the term you invest for
  • Terms range from 30 days to 5 years
  • No establishment or management fees
  • A maturity advice will be sent out approximately two weeks prior to the date of the investment's maturity
Hot Tips
  • Plan your maturity dates to coincide with future requirements or expenditures
  • Apply interest payments to meet known income and/or expense needs
  • If you know that you will not need access to your surplus funds for a defined period, a term investment may give you a better return than your normal savings account
  • Set your interest payments to be made quarterly and maximise the compounding effect of interest payments

Explore the Detail
To find out more about Term Deposits, you can view or print a copy of our Term Investment Factsheet (PDF 63KB).

A current Investment Statement for Term Investments can also be viewed or printed.

Apply Now
To apply for a Term Deposit call us on  0800 ASK BNZ (0800 275 269), email us, or visit any one of our nationwide stores.

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Areas of Interest
Investment Interest rates