 Getting
your home loan sorted before you go house hunting is a great way to be
better off. Why? Knowing exactly what you can afford makes it easier to
decide what homes to look at. When you're ready to make an offer
you can move fast, without having to wait for the bank to be open so you
can talk about finance.
Plus, a pre-approved home loan puts you in a stronger negotiating position
because the seller knows you have finance conditionally approved, so
it could give you a head start getting hold of the house you want. We
recommend you make an offer subject to finance.
How to get a pre-approved home loan
It's easy - just check the steps below. Your appointment should
take no more than 30 minutes.
- Call 0800 BNZ LOAN (0800 269 562)
or use the store locator below to find a store handy to work or home.
- You'll need a couple of recent pay slips for each
applicant, plus the last 3 months' statements from your main bank
account. If you're self employed, bring your business's most recent
financial statements.
- When you see us, one of our team will help you complete
the application and may be able to give you a pre-approval decision
on the spot.
It's easy to apply for a BNZ home
loan today.
BNZ home loans are not available through brokers.
Our home lending criteria apply. An establishment fee applies when home loan is drawn down. A Low Equity or Low Doc interest rate premium may apply. Not available for business purposes or packaged offers.
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