Fly Buys Home Loan

Choice of fixed or floating rates

Our Fly Buys Home Loan puts you in control. Choose a fixed home loan rate and you'll always know what your repayments will be. Choose a floating home loan rate and you have the flexibility to repay as much as you want! Or choose a combination of fixed and floating to suit your circumstances.

Earn Fly Buys points*

Here's something no other NZ home loan can offer: the option to earn Fly Buys Points! Ask us how this works when you apply. Enter the likely size of your home loan in the calculator to see how many Fly Buys Points you could collect.

You receive Fly Buys Points on your home loan each month, based on your home loan balance.

Loan Size	Fly Buys Points  collected per month	Fly Buys Points  collected per annum
Less than $50,000	9 Fly Buys points	108 Fly Buys points
$50,000 to $149,999	34 Fly Buys points	408 Fly Buys points
$150,000 or more	84 Fly Buys points	1,008 Fly Buys points

Make lump sum payments

Paying a lump sum off your home loan can be a great way to be better off. With some fixed rate home loans this can mean paying a penalty. With a BNZ Fly Buys Home loan, though, you can make lump sum repayments of up to 5% of your original loan amount each year with no penalty.

Your Fly Buys Home Loan at a glance

• Your choice of interest rates: fixed, floating or a combination of both
• Flexible repayment options available including interest-only. Tailored repayment options are available as well
• The only NZ home loan that collects you Fly Buys Points
• Get ahead with lump sum payments
• You can choose to mix and match between BNZ home loans (for example 80% on a Fly Buys Home Loan and 20% on a TotalMoney Home Loan)