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Home loan calculators

Our calculator page is a great place to start if you’re trying to work out what kind of price range to go house hunting in. Ready to make an offer? Use our calculators to fine-tune just how much you could afford, then talk to us about home loan pre-approval – a great way to give your offer the edge over the competition! And if you’re a Fly Buys or Air New Zealand Airpoints member, take a look at how many points you could earn with our Fly Buys and GlobalPlus home loans.

It's easy to apply for a BNZ home loan today.
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Our home lending criteria and an establishment fee apply. A Low Equity or Low Doc interest rate premium may apply. Not available for business purposes or packaged offers.
Air New Zealand Airpoints terms and conditions apply. An Airpoints joining fee may apply. A $250 establishment fee will apply. Earning and redemption rates are subject to change without notice.
Fly Buys rewards are not available on BNZ Classic,GlobalPlus, TotalMoney, Rapid Repay or Mortgage One home loans. Fly Buys terms and conditions apply. Collection and redemption rates are subject to change without notice. Fly Buys rewards and points required may change, at anytime, and without prior notice. All current rewards and points required can be found on flybuys.co.nz.