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Business FirstTM Visa

I want a credit card that works just for my business.

Business First Visa is the smart way to manage your day-to-day business expenses no matter where in the world you might be1.

With Business First Visa you can

  • Minimise the need for cash floats, cheques or the usual paper trail
  • Get easy access to short term funds, at a competitive rate of interest
  • Use your card2 at over 29 million locations in over 170 countries

Simply choose a Business First Plan that works for you:

      1. Maximise your cashflows with Business First Lite Visa

  • Get an interest rate of 14.95% p.a.3 – one of the lowest business credit card interest rates in the market
  • Up to 55 days’ interest free on purchases (as long as you pay your total monthly balance in full)
  • Flexible payment options to help you manage your cashflow – you can choose to repay up to the total balance, or as little as 2% of your outstanding balance or $25 (plus any over-limit or overdue amount) whichever is greater, each month.
  • An account fee of only $5 per card per month4

      2. Remain in control of your expenses with Business First Visa Control Plan

  • Control Plan offers a competitive interest rate of 18.95% p.a3
  • Up to 40 days’ interest free on purchases (as long as you pay your total monthly balance in full)
  • The full balance of the account is conveniently direct debited each month from your selected account
  • Account fee of only $6.25 per card per quarter4

What are the other benefits of being a Business First Visa customer?

  • You can easily monitor and reconcile expenses with monthly itemised statements for each cardholder and for the business
  • Nominate as many cardholders as you need, with individual credit limits for each (additional card fees apply)
  • Manage your account remotely with Internet Banking
  • Business First Visa Indemnity Insurance is provided at no extra cost, to help protect you against misuse of your card by employees or ex-employees5

Start today
If you'd like to get started now, or simply find out more, call us on 0800 730 130, Monday to Friday 8.30am - 5pm. Or you can visit your nearest store, or send us a message.

1. Lending criteria and account fees apply.
2. A foreign currency service fee will apply to any foreign currency transactions.
3. Interest rates current as at 15 March 2009 and are subject to change.
4. Account fees current at 1 November 2008, and subject to change.
5. Business FirstTM Visa Indemnity Insurance is underwritten by Zurich Australian Insurance Limited. Cover is subject to the terms, conditions and exclusions contained in the policy.