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Cheques

Use the following guidelines to help protect the security of your cheque books and accounts
  • Keep your cheque book in a safe place
  • Never pre-sign cheques
  • When posting cheques, make sure they cannot be seen in the envelope
  • When writing cheques, the amount of the cheque, in words and figures, should begin as far as possible to the left of the spaces provided, so that other words cannot be added
  • Always write your cheques in blue or black ink
  • Any alteration to the cheque must be confirmed by full signature/s
  • To help guard against payment being received by a person not entitled to it, show the payee’s name, cross out the words ‘or bearer’, and write the words ‘Not Negotiable’ within two parallel lines
  • To ensure the cheque is payable to only to the person to whom it is made out, write the words ‘Not transferable’ or A/c payee’ only’ or ‘Account payee only’ within two parallel lines
  • Notify the Bank of change of address details. To update your details login to Internet Banking and use the secure Contact Us page, use 24 Hour Telephone Banking, or visit any of our nationwide branches

Report lost or stolen cheque books immediately, by calling 0800 800 468 or by contacting any Bank of New Zealand branch.

Read more about our security systems and how you can protect your privacy and security


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